The Mayo Clinic refers to osteoarthritis as a "wear and tear" condition that effects people as they age. It is a degenerative disease and is the most common form of arthritis. It is one of the most common causes of disability among adults.

Gastroenteritis means inflammation of stomach as well as the gastrointestinal tract. It is also known as stomach flu. It can be caused by an infection, virus, bacterium or parasite.

If you find yourself in the position of making a claim on your critical illness insurance, you probably won't be expecting to be asked a long list of questions from the insurer. According to a number of newspaper articles, claimants are facing an insensitive attitude and sometimes non-cooperation from the insurers in question. In this article, we find out why.